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Whatever your immediate financial needs are, we want to help. If you have more questions about how our service works, read through the most frequently asked questions below.

When you submit your online inquiry to Rapid Payday Loans, we will forward it to a group of lenders who are willing to process loans for consumers with various credit backgrounds. While it might be complicated or impossible for you to get a fast loan at your local bank, online lenders are much more flexible. Send in your form now to get quick answers.

Lenders have to evaluate their risk before approving loan requests. It stands to reason that if a person has a bad credit score, then the lender will take on more risk. Lenders are mostly concerned about being repaid according to the contract. They will make sure their interests are covered when they send you an offer to sign. Keep in mind that the better your credit score is, the more favorable loan terms you can achieve.

Lenders use a credit evaluation system called FICO. They punch in numbers such as your past payment history and how much money you owe. In return, FICO will spit out a number that is referred to as your credit score. If your score is less than 620, it is seen as a bad credit score.

Your poor credit rating might be a cause of sending in late payments or being over extended with current debt. In order to achieve a better score, you can take immediate steps. The first step would be to begin establishing a better payment record. Always send in your payments on time. Secondly, try to whittle down the amount of money you owe by paying off debts. These two steps are enough to begin repairing your credit score. Going forward, be diligent with your payments to maintain your credit rating.

There are professionals who can help people with their finances. Look for an individual or financial organization that has good customer reviews. When you find someone you feel that you can confide in, let that person give you tips to manage your finances better and improve a better track record. Besides managing your money, they can help you make a plan to reduce your debt and improve your credit score.

rapid-paydayloans.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps. By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network,

and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state.

Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly.